Personal finance

If you’re thinking about having basic Medicare without any supplemental coverage, experts have a message for you: Don’t. With deductibles, copays, coinsurance and — this is a biggie — no out-of-pocket maximum, the program has a variety of costs that make having no backup insurance a huge financial risk. “All it takes is one big
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People think thank-you notes are about as relevant as mix tapes, and you definitely shouldn’t send one after an interview. Or you definitely should. Chloe Gershonson, 25, got her first job after graduating because she sent a thank-you note — on paper, handwritten — after her initial interview, conducted remotely, with her prospective employer. “They
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The Securities and Exchange Commission on Wednesday adopted a new regulation that calls for brokers to act in the best interest of their clients when making investment recommendations. In a 3-to-1 vote, commissioners approved the Regulation Best Interest, along with other regulatory actions intended to enhance disclosures and clarify certain advisors’ existing responsibility to put
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