Retirement

Stock exchange collectibles. Old stock share certificates from 1950s-1970s (United States). Vintage scripophily objects (obsolete). Getty So, as it turns out, Elizabeth Warren’s Social Security expansion proposal is not the only one of her plans to affect Americans’ retirement well-being. But the proposal of hers which will affect Americans’ retirement savings, in their 401(k)s and
0 Comments
Your bonds could get killed by rising rates. Here’s where to buy protection. Inflation is tame. Interest rates are low. Perhaps they are destined to go still lower, even into the negative territory you see in Europe. Perhaps not. There is a small but palpable risk that, sometime in the next decade or two, the
0 Comments
Retirement planning strategies change throughout our careers. While not on the cusp of retirement, as many Baby Boomers are, members of Generation-X are farther along in their career journeys than Millennials and younger generations. With less time to build their nest eggs, Gen-Xers need to pursue different strategies than workers just starting out or those
0 Comments
Marijuana for sale on a cannabis tour organized by L.A.-based Green Tours, January 24, 2019. (Photo credit ROBYN BECK/AFP/Getty Images) AFP/Getty Images OK, let’s get past all the jokes about aging Baby Boomers revisiting their youth and getting stoned. As the medical and recreational use of marijuana grows across the country, older adults are increasingly either
0 Comments
Late last July Jason Zweig and Andrea Fuller reported on the front page of The Wall Street Journal how CFP Board has failed at monitoring certificant listings at their LetsMakeAPlan.Org consumer referral website. Zweig and Fuller found certificants whose disclosure histories appeared clean on CFP Board’s site to have, among other causes for criminal felony
0 Comments
null Getty Last week, I promoted, in contrast to Elizabeth Warren’s Social Security plan, a basic retirement income. That’s not a pipe dream. In various other developed countries, it’s a perfectly normal way to provide Social Security benefits. So let’s take some examples from the world of state retirement systems outside the United States, drawing
0 Comments
Saving for the future and planning for retirement can be extremely daunting. You might feel frozen and unable to do everything you want to improve your situation. However, taking advantage of simple financial strategies today (e.g., automating your savings, cutting current expenses and saving raises) could significantly improve your future. If you’re looking for more
0 Comments
Wondering if you have enough savings in your 401(k) and IRA to retire comfortably? Confused about the best way to deploy your savings in retirement so you don’t outlive your money? These are critical retirement planning decisions for most older workers who are approaching their retirement years.  The trouble is, the majority of older workers
0 Comments
Last Saturday’s sophisticated attacks in heavily guarded ARAMCO’s facilities by Houthi insurgents change the game for the oil market, and for ARAMCO’ Initial Public Offering (IPO). That’s according to Athens-based oil analyst Theophanis Matsopoulos. For the oil market, Matsopoulos sees disruption in oil supplies and rising tensions between Saudi Arabia and Israel on the one
0 Comments