Retirement

When making the decision to hire a financial advisor, it’s easy to become overwhelmed with the massive amount of options in front of you.  Getty When making the decision to hire a financial advisor, it’s easy to become overwhelmed with the massive amount of options in front of you. The truth is, “financial advisor” is
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Navigating the loss of a spouse or partner—whether due to death, mental incapacity, or divorce—is never easy. Major life events like these often require a multitude of legal and financial decisions that can be confusing under the best of circumstances. When combined with the emotional trauma of dealing with such a loss, these decisions can
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Congress and employers could do more to help the retirement security of family caregivers, claims GAO. Wives and husbands near or at retirement age taking care of their spouses are said to be particularly at risk. Photo credit: Getty Getty Family caregivers could have brighter retirements if the federal government and/or employers take four steps,
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Image credit: Getty Getty An intriguing bronze-shrawarma-Tower-Eifel- thingy is sitting on top of the active West Side train yards in Manhattan. The platform has internal air-conditioning to keep the pansy and other plant roots from frying from the hot trains coming in and out of New York from Long Island. Hudson Yards also sports a snazzy
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In the 45 years since Congress passed the landmark Employee Retirement Income Security Act (ERISA) of 1974, there have been unfortunate changes to the nation’s retirement system that make it difficult for working families to prepare for retirement. Research indicates that one key change – replacing defined benefit (DB) pension plans with defined contribution (DC)
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Unhappy aged lady showing thumbs-down gesture, unhappy with state government Getty The new 401k/IRA modification rules that have passed the House of Representatives and are now being taken up by the Senate will provide a number of improvements and simplification for high net worth taxpayers, while also taking away the ability to “stretch out” distributions
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FIRE acronym – financial independence, retire early, handwriting on a napkin with a cup of coffee Getty The so-called FIRE movement (Financial Independence/Retire Early) has recently gained attention for offering people a blueprint for retiring early. FIRE practitioners keep their spending as low as possible (this varies from limiting spending to extreme frugality depending on
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Talk about having the rug pulled out from under you: You’re knee-deep in divorce negotiations, trying to keep some semblance of balance, and you lose your job. Or your spouse loses their job. How will the court look at this, how will it affect negotiations, and what should you do? Understanding that every situation is
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Share to facebook Share to twitter Share to linkedin Retirement Researcher A common question I receive regards how to find a trustworthy reverse-mortgage lender. This is not necessarily easy for those beginning the process with little more to rely on than an Internet search engine. A starting point may be with personal referrals from your
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