Economic Security Planning, Inc. Today’s column addresses questions about potential effects of years of lower income before filing, taking spousal benefits before survivor benefits, potential strategies for a married couple ten years apart and taking survivor benefits while delaying retirement benefits till 70. Larry Kotlikoff is a Professor of Economics at Boston University and the
Month: August 2020
US President Donald Trump speaks to the press in the Brady Briefing Room of the White House in Washington, DC, on August 10, 2020. Brendan Smialowski | AFP | Getty Images WASHINGTON — The Trump administration is considering fast tracking an experimental coronavirus vaccine developed in the U.K. for use in the United States ahead of
An employee of the Emergency Operations Center (EOC) monitors tropical storm Laura in Santo Domingo, on August 22, 2020. Erika Santelices | AFP | Getty Images Marco strengthened into a hurricane over the Gulf of Mexico on Sunday on its way toward the Louisiana coast, according to data from an Air Force Reserve hurricane hunter aircraft.
franckreporter | E+ | Getty Images College students whose parents have lost their jobs could be facing more pain next year. That’s because their financial aid packages could fall far short of what they need to cover the cost of their education. On Oct. 1, students can start filling out the Free Application for Federal
An 1890’s former hotel with over 10,000 square feet and 40+ rooms. Named “The Mountain House” for … [+] its spectacular panoramic views of the surrounding Catskill Mountains. John Marinaccio of Coldwell Banker Timberland Properties. Courtesy of Cheap Old Houses “Some of these houses have been abandoned, some are short sales and need renovations, and
getty Too many people don’t take their IRA and 401(k) paperwork seriously enough, and that leads to terrible consequences. Here are two recent cases that will surprise and shock a lot of people. The first case involves an IRA owner who failed to notify the custodian that he moved. At least, the IRA owner’s new
Paying to much in taxes in retirement is for the dogs. Getty Assuming you still have some form of income, tax planning does not end once you retire. The Internal Revenue Service (IRS) will always expect you to pay taxes on your retirement income. For those who are well prepared to maintain their standard of
An employee of the Emergency Operations Center (EOC) monitors tropical storm Laura in Santo Domingo, on August 22, 2020. Erika Santelices | AFP | Getty Images Tropical storms Marco and Laura were expected to develop into hurricanes as they gained strength and aimed for an unprecedented twin strike next week on the mainland U.S. Marco
Jen-Hsun Huang, chief executive officer of Nvidia Corp., holds up a Titan C CPU and GeForce GTX Titan X graphics card . David Paul Morris | Bloomberg | Getty Images Stocks have delivered very impressive gains recently. Indeed, indexes are circling record levels, boosted by strong second quarter earning reports and reopening optimism. That’s despite
The world over, cities will struggle, but they will rise. getty It helps to remember why so many Americans (and people worldwide) live in cities. For centuries people have flocked to New York, to Paris, to Rome, to Berlin, to Shanghai, to Los Angeles. They have come seeking jobs, seeking companionship, seeking freedom, seeking love.
getty On January 1, 2021, the 401(k) world as you know it will be reborn. It may start out slowly at first, but ultimately the popular retirement savings vehicle will change. And you should be happy. It’s very possible, if not likely, the new and improved “401(k) 2.0” will allow you to benefit from broader
Shannon Axelsson takes a break from sitting on the beach to be tested for the coronavirus disease (COVID-19) in Revere, Massachusetts, August 11, 2020. Brian Snyder | Reuters New coronavirus cases in the U.S. grew by nearly 48,700 on Friday, marking seven consecutive days the daily count fell below 50,000 as the nation gradually descends
John Deere combine harvesters sit on display during the Farm Progress Show in Boone, Iowa, U.S., on Tuesday, Aug. 28, 2018. Daniel Acker | Bloomberg | Getty Images Check out the companies making headlines in midday trading. Deere — Shares of the farm-machinery company rose 4.7% on Friday after Deere beat Wall Street expectations on the top
Democratic presidential candidate Joe Biden speaks at a June 25 campaign event in Lancaster, Pennsylvania. Mark Makela | Reuters Health insurance for the nation’s older population could undergo some changes if Joe Biden wins the presidential election in November. The Democrat nominee wants to expand both Medicare coverage and eligibility for the program, as well
Khao soi curry from Thai Direct Bowls. Lita Wall When Forbes last spoke with Lita Wall, the owner of Thai Direct Bowls in Manhattan, it was April, scarcely a month into the COVID-19 pandemic. At the time the future looked bleak. “Everyone is afraid,” she said. “You have to spend money on marketing to actually
getty Historically low interest rates can generate historic tax benefits. At least one of these tax benefits can be reaped without giving up immediately any cash or property: a charitable contribution of a remainder interest in a home, vacation home, or farm. Ownership of property can be divided into two portions. A lifetime interest, or
On film studio set close up shot of empty director’s chair. gorodenkoff | iStock | Getty Images Solstice Studios was supposed to begin filming its newest feature starring Ben Affleck in Los Angeles back in April. While the film’s production was halted by the coronavirus, it’s the lack of widely available testing that will keep it
A firefighter rubs his head while watching the LNU Lightning Complex fires spread through the Berryessa Estates neighborhood of unincorporated Napa County, Calif., on Friday, Aug. 21, 2020. Noah Berger | AP Photo Some of California’s largest wildfires in state history are growing larger and more destructive, with no end in sight as emergency response
Jennifer Moon has waited more than two months for unemployment benefits — and the delay presented a scary situation. Absent any income, the 46-year-old, who lives in Cedartown, Georgia, fell behind on bills. Lenders repossessed her car. She lost water at her home, which she rents, before a friend helped pay the bill. Most significantly, Moon,
Blenkinsopp Hall lies at the heart of the estate, which is set in Northumberland, England ©simonjauncey 2019 A 540-acre country estate by Hadrian’s Wall in northeast England has hit the market for offers in excess of $6.3 million. The Blenkinsopp Estate lies in Northumberland just below the border with Scotland and has been in the
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