Personal finance

Erica Yungen Ostergren, 51, admits to a very casual password system: an old school catalogue envelope with cross-outs and coffee rings. Source: Erica Yungen Ostergren Erica Yungen Ostergren keeps important financial information, such as website passwords and logins, in one handy place. “Hilariously, it is all on the back of a yellow envelope that I

Kenneth Fisher, chief executive officer of Fisher Investments, attends the Forbes Global CEO Conference in Sydney, Australia, on Tuesday, Sept. 28, 2010. Gillianne Tedder | Bloomberg | Getty Images The Employees Retirement System of Texas announced on Friday that it would end its relationship with Fisher Investments, yanking $350 million from the asset manager. “Texas

CNBC | Jaden Urbi Big changes could be coming down the pipeline for the 44 million Americans with student debt. Presidential campaign proposals and recently introduced legislation aim to rewrite the rules around student loan interest, repayment and refinancing. Some of the plans would reduce — or altogether erase — people’s balances. More from Personal

Goldman Sachs has joined the flight of institutional investors from Fisher Investments. The giant investment bank is pulling $234 million from Camas, Washington-based Fisher, according to a source close to the matter. However, the end tally could be even greater, a source told CNBC. Goldman Sachs and Fisher Investments both declined to comment. In all,

The Los Angeles Fire and Police Pension System voted on Thursday to fire Fisher Investments, pulling about $522 million from the money manager. The nine-member board of commissioners voted in favor of terminating the relationship with the Camas, Washington-based firm, following lewd comments Ken Fisher had made at an investment conference on Oct. 8. The

Camille Wood walks dogs as a side hustle. Source: Camille Wood Camille Wood is a personal assistant, dog sitter and host at The Second City, a comedy club in Chicago. “During a typical week, I’m doing something for pay pretty much every day,” she said. “I needed the extra money for student loans and city

MoMo Productions | Taxi | Getty Images Forget rent. Cash-strapped millennials who are starting families have a new cost on the horizon: child care. In 30 states and Washington, D.C., the annual cost of sending an infant to a child care center exceeds the annual in-state tuition and fees at a public college, according to

Steve Debenport | E+ | Getty Images Here’s something to remember amid college financial aid season: The IRS might want its piece of your scholarship. Sources of “free money,” including scholarships, assistantships and grants, are instrumental in helping families afford the growing cost of college. The average annual price tag for in-state students at a

If you’re on Medicare, now’s the time to closely evaluate your 2020 prescription drug coverage. The program’s annual open enrollment period, when you can make changes that take effect Jan. 1, is under way and closes Dec. 7. With plans varying from year to year — including the drugs they cover and the amount you

The downtown Buffalo, New York, skyline along the city’s historic waterfront district on Lake Erie. DenisTangneyJr | E+ | Getty Images East Nusa Tenggara? Madhya Pradesh? The average American vacationer might not have heard of these exotic, far-flung destinations — located in Indonesia and India, respectively — but iconic budget travel guide Lonely Planet says

Kenneth Fisher, chief executive officer of Fisher Investments, speaks at the Forbes Global CEO Conference in Sydney, Australia, on Tuesday, Sept. 28, 2010. Gillianne Tedder | Bloomberg | Getty Images The New Hampshire Retirement System voted on Tuesday to end its $239 million relationship with Fisher Investments, bringing the total divested from the money manager

JGI | Jamie Grill | Blend Images | Getty Images Not feeling well? It could be your credit card that’s making you sick. Americans are taking on ever-increasing amounts of debt and it’s harming their health and relationships, according to researchers. The average American has three credit cards and a total balance of $6,506, up

Don Bayley | iStock / 360 | Getty Images You’ve heard that you shouldn’t cry over spilled milk. But what about money? A new study from CompareCards.com found that about 7 in 10 Americans have shed tears about their finances. Debt is the biggest source of stress, according to the survey, with 31% saying household

Ken Fisher Crystal Mercedes | CNBC Fidelity has terminated a $500 million relationship with Fisher Investments, bringing the total yanked from the money manager to almost $1.8 billion. Officials at the giant Boston-based asset manager confirmed it would end its relationship with Fisher on Monday, in light of inappropriate comments founder Ken Fisher made at

Hero Images | Hero Images | Getty Images For financial advisors, the transfer of wealth from baby boomers to their children over the next two decades is a bit like climate change: The consequences may eventually be huge, but it’s easy to ignore the issue in the short-term. The youngest boomers are now 55 years

Mint Images | Mint Images RF | Getty Images People in Gen X, the forgotten generation, require a great deal of financial strength and resolve to handle being “sandwiched” between several generations. Gen Xers, rightfully, suffer from middle child syndrome. The two older living generational cohorts, baby boomers and the Silent Generation, generally are lauded

Nils Hendrik Mueller | Cultura | Getty Images Stocks had a rocky close to 2018. That doesn’t mean your required minimum distribution from retirement accounts will be lower this year as a result. RMDs, as they are commonly known, are the minimum amount individuals who are age 70½ and older must take out of their

When you’re just starting out, life insurance may not be your first concern. Putting it off may cost you. Research shows that millennials, who are saddled with hefty student loan bills, have struggled to set money aside for other purchases — from life insurance to buying a home. On average, about 7 in 10 seniors

The Washington Post | Getty Images This month, thousands of high school students will submit their early action and early-decision applications to colleges. By demonstrating a preference to a particular school, studies have shown, an early application can give you a leg up, which goes a long way with competition that’s as fierce as it has

Stephanie McKire, 60, knows how expensive cancer can be. When she was diagnosed with breast cancer in February 2012, McKire, now retired and living in Detroit, was a quality engineer with employer-sponsored health insurance. She soon found that, even with insurance, the copays and costs of medication and therapies added up to thousands of dollars.