Personal finance

Jeffrey Coolidge | The Image Bank | Getty Images Financial literacy is an important and necessary life skill. While we don’t widely see it on the classroom agenda, many are surprised to learn that it has been a formal part of the American education system for more than a century. The inconsistency occurs as financial

If you live in a hurricane-prone area, now’s a good time to check your insurance and how financially prepared you’d be if disaster were to strike. While the 2019 Atlantic hurricane season has been a quiet one so far, Dorian is on track to disrupt that. The storm, expected to cross over Puerto Rico and

Thomas Barwick | Getty Images What would workers give to wear jeans to the office? About $5,000. As offices get increasingly casual, employees are more resistant to stuffy suits, ties, dresses and skirts and the companies that adhere to such strict dress codes. In fact, 33% would rather quit their job — or decline a

Hillary Kladke | Moment | Getty Images Trying to time the stock market is considered a fool’s errand. Yet is it ever a good idea to move entirely to cash? The answer from financial advisors is typically an emphatic no. Some, however, offer a caveat. “If you have all the money you’ll ever need, and

Democratic 2020 U.S. presidential candidate and former Vice President Joe Biden reacts during a campaign Community Event at Keene State College in Keene, New Hampshire, U.S., August 24, 2019. Elizabeth Frantz | REUTERS After an event at Keene State College in New Hampshire over the weekend, a student walked up to Democratic presidential candidate Joe

Are you the type of traveler who sleeps on top of hotel bedspreads? Or worries about bringing home stowaway bedbugs from vacation? Do you find dingy hallways depressing? In that case, you may want to check out — and into — hotels in these 20 hyper-hygienic U.S. destinations, as determined by AAA’s Best of Housekeeping

Engineers assemble intelligent robots at Chuangze Intelligent Robot Co., Ltd. on April 29, 2019 in Rizhao, Shandong Province of China. Zhang Jingang | Visual China Group | Getty Images Your college major has a huge impact on the size of your paycheck later on. Pharmacy majors earn a median salary of $100,000, while music majors

So-called money diets work about as well as the ordinary kind. That is, they may work for a short time, but you’ll have to stay on the diet to keep the weight off. Pauline Yan, 41, says managing your money starts with scouting your feelings. Source: Pauline Yan There’s plenty of disagreement about whether diets

Purdue University Michael Hickey/Getty Images Venture capitalists, colleges and politicians are working to make income sharing agreements the norm on campuses. Consumer advocates are sounding the alarm. Under these types of agreements, students forfeit a slice of their future income in exchange for money to pay for college. The contracts are often framed as a

It’s no secret that today’s markets are uncertain. Between recent triple-digit drops to the Dow Jones Industrial Average and renewed fears of a looming recession, this year’s record run-up on stocks has been put on pause. Whether that’s just a blip or signs of a prolonged downturn is to be determined. In times like these,

Brian Guay is a young man with a goal. The 25-year-old from Bedford, Massachusetts, who has autism, works three jobs and saves every paycheck. He is descended from a long line of farmers on his father’s side and says he wants to purchase a farm of his own someday. He’s stashing away more than $1,000

Jeffrey Epstein attends Launch of RADAR MAGAZINE at Hotel QT on May 18, 2005. Patrick McMullan | Getty Images A long battle lies ahead as Jeffrey Epstein’s estate grapples with legal claims over the distribution of his assets. The 66-year-old financier was facing federal charges of sex trafficking minors and sex trafficking conspiracy. He drew

LeoPatrizi | E+ | Getty Images Summer is winding down, but your vacation doesn’t have to. In fact, autumn may be the perfect time to get away. “The weather is typically mild and pleasant, and many tourist destinations are less crowded than they are at their summer peak,” said Sarah Schlichter, senior editor of online

EIR Healthcare How to apply You should fill out the newly available cancer deferment application and send it to your servicer. “A telephone call is not sufficient,” Kantrowitz said. “Keep a copy for your records.” You will need your doctor to confirm that you have cancer. He or she can do this on the cancer

If you’ve been considering a mortgage with an adjustable rate, your reasons for going that route might be disappearing. As recessionary fears cause longer-term interest rates to hover near or below short-term rates, the advantage that typically comes with adjustable rate mortgages has shrunk — or entirely disappeared — at some lenders. ARMs, as they

Thursday marks “Equal Pay Day” for black women. It’s the approximate day when their 2018 wages, plus the amount they’ve earned so far this year, catches up to what white men earned just last year alone. While women overall in the U.S. earn about 80 cents for each dollar paid to men, the disparity in

With fears about a possible recession on the horizon, people are coming up with different ways to get their hands on some cash. Some may even be thinking about taking out a home equity line of credit as an insurance policy in case the economy goes south. Those concerns were renewed on Thursday when a

Experts have a message for anyone thinking about relying on basic Medicare with no extra coverage: Don’t do it. With deductibles, copays, coinsurance and — this is a biggie — no out-of-pocket maximum, the program has a variety of costs that make having no backup insurance a huge financial risk. “All it takes is one

RyanJLane | Getty Images President Donald Trump has considered new payroll tax cuts to let American workers take home bigger pay checks. But such a move could have negative consequences for both individuals and the economy, a number of experts warn. The president told reporters on Tuesday that he is “thinking about” cutting payroll taxes.

A patient at the Veterans Affairs Medical Center in Washington, D.C. Jeff Hutchens | Getty Images President Donald Trump signed a memorandum on Tuesday to automatically cancel the student debt of tens of thousands of disabled veterans. “Today I’m proud to announce that I am taking executive action to ensure that our wounded warriors are