Retirement

By Richard Eisenberg, Next Avenue Editor getty Back in 1982, I remember devouring futurist John Naisbitt’s bestseller, Megatrends: Ten New Directions Transforming Our Lives. Now, Wharton management professor Mauro F. Guillén has published 2030: How Today’s Biggest Trends Will Collide and Reshape the Future of Everything. It’s equally fascinating, for its predictions ranging from the

By Carol Levine, Next Avenue Contributor getty Part of growing up is learning how to help others, starting with the family. For most kids, that means doing ordinary household chores — walking the dog, helping with meals and clean-up, folding the laundry. It might mean showing Grandpa how to use his new computer or helping

Reading, PA – August 4: Barbara Mills leads the exercise class at Berks Encore, a senior services … [+] organization in Reading, PA. (Photo by Ben Hasty/MediaNews Group/Reading Eagle via Getty Images) MediaNews Group via Getty Images The illness and death that covid-19 has brought to older adults has created an historic opportunity for the

The message about fees is worth digging into further, as it presents one of the biggest objections made to variable annuities. Variable annuities have generally come under attack for the higher internal costs relative to an unprotected investment portfolio. But it is important to frame the issue of variable annuity fees in terms of the

Getty Images On Monday, August 17th, I reported on the over 1,150 lawyers who cannot get licensed in Florida any time soon because the July exam that was moved to August is now moved to a yet to be determined day in October.  We hope that this is October of 2020! Monday’s article can be found

Millennials are taking a new look at suburbia and small towns – and surprised at what they are … [+] finding. getty Suburbia. Just the word often conjures up images of endless lines of cookie-cutter homes. From the air the streetscape resembles a plate of unruly spaghetti. No one would want to live in a

With a careful plan, you can spend money on travel and not worry about outliving your savings. getty “Enjoy life while you can. You just never know how long you’ll be healthy.”  I hear this statement frequently from family and friends of mine who travelled during the initial years of their retirement, while they still

By Richard Eisenberg, Next Avenue Editor kamalaharris.com Here’s a 2020 presidential election riddle: Is presumptive Democratic vice presidential nominee Sen. Kamala Harris a boomer, a member of Generation X or part of Generation Jones? The answer is complicated. And to get there, it helps to understand what Generation Jones means. Until a few days ago,

NEW YORK, NEW YORK – AUGUST 05: A United States Postal Service (USPS) mail box stands in Manhattan … [+] on August 05, 2020 in New York City. The United States Postal Service (USPS), the nation’s national mail carrier service, is under increased scrutiny from politicians who are warning that the agency is not prepared

getty Lawyers and many other professionals know that the bar exam is one of the most difficult and unpleasant experiences in professional and academic life.  It normally takes at least 12 weeks of 60 to 70 hours per week of intense preparation and “cramming” of a great deal of largely irrelevant material, with the failure

By Rachel Hartman, Next Avenue Contributor getty As Covid-19 sweeps across the globe, “we know now more than ever our health is at risk and that we may experience unexpected medical expenses,” says Juan Carlos Cruz, founder of Britewater Financial Group in Brooklyn, N.Y. What you may not know is that a health savings account

Reality Check Ahead sign on desert road getty There’s a lot of talk about “fake news” these days and the same could apply to retirement planning. I often hear quite a few recurring myths that could be hurting people’s ability to plan properly for their retirement. Here are ten of the most common ones I come

Corbis via Getty Images If you’re not familiar with the details on what happened with Kodak stock in the last few weeks, you can catch up here and here. In a nutshell, though, this is what you need to know for the purposes of this article: On Tuesday, July 28th, the Trump administration, in a

WASHINGTON, DC – AUGUST 12: U.S. President Donald Trump speaks during a briefing at the White House … [+] August 12, 2020 in Washington, DC. Trump answered a range of questions during the briefing related to the ongoing pandemic and the U.S. presidential race. (Photo by Win McNamee/Getty Images) Getty Images Both houses of Congress

By Richard Harris, Next Avenue Contributor Winnona Merritt, who has one of these advance directives David Gilmer Not since the Spanish flu pandemic of 1918 has this country contemplated the unthinkable: rationing vital medical resources on a wide scale. Since the first confirmed case of Covid-19 in the U.S. in January, the pandemic has raised fears

By Diane Eastabrook, Next Avenue Contributor getty In the first week of June, Karen Hirth did something the coronavirus had prevented her from doing for three months: move her 80-year-old Aunt Georgia into a nursing home. It wasn’t a hard decision. Georgia had been declining both physically and mentally for several months. A broken hip

WASHINGTON, DC – AUGUST 13: U.S. President Donald Trump speaks during a briefing at the White House … [+] August 13, 2020 in Washington, DC. Trump spoke on a range of topics including his announcement earlier in the day of a new peace deal between Israel and the United Arab Emirates. (Photo by Tasos Katopodis/Getty

getty At the end of 2019, the Setting Every Community Up for Retirement Enhancement (SECURE) Act was passed with dual purpose. The foremost focus of the act was to bolster retirement security throughout the country by providing broader access to retirement accounts. While that aspect of the SECURE Act is modest in magnitude, the second

September 28, 2012 Vice President Biden Campaigns In Florida. VP Biden speaks on the vision of how … [+] to create an economy built to last from the middle out. The Vice President lays out what’s at stake for middle class families in this election. (Photo by Michele Eve Sandberg/Corbis via Getty Images) Corbis via

We can’t lose sight of the need to reform Social Security and make it financially sustainable. getty With the political conventions of both major parties scheduled in the next few weeks, it’s a good time to look at the positions the presidential candidates and political parties hold on Social Security. It’s also a particularly opportune