Retirement

I can remember pulling onto my grandparents’ farm about 15 miles west of Council Grove, Kansas on Thanksgiving Day in the backseat of my dad’s 1969 Delta 88 Oldsmobile. The dirt roads that led there were—and still are—rutted from the wagons that rolled along that portion of the 900 miles of Great Plains that connected

When Richard Detrich and his wife, Nikki Steele, started contemplating where to retire, they went about it methodically. The couple had already agreed to move abroad. Next, they each drew up a list of the 15 most important factors to them and then compared notes. Turned out their lists were pretty similar. The Ventura, California,

Hearing, memory and mobility all going at once: the aging triple whammy. We see it with Walter 91, was a very accomplished CEO in his day. He has always been a take-charge guy. But now, he has a severe hearing loss which limits his life considerably. He hates hearing aids and won’t wear them. He

By Rachel Hartman, Next Avenue Contributor Getty A growing number of Americans age 65 and older are shunning traditional retirement and continuing to work, part-time or full-time. And 37% of employees say they expect to work past 70, according to a 2018 Willis Towers Watson survey. While more employees are pushing back retirement age, their

As I have attempted to summarize the key messages and themes that have underscored my writing and research, I find that the following eight guidelines serve as a manifesto for my approach to retirement income planning. It is helpful to start with these guidelines because I will ultimately talk about how to implement these guidelines

AFP via Getty Images When you’re creating a trust for the benefit of yourself or your family members, choosing the state law that will govern it has many implications and potential benefits—not just for you, but for your beneficiaries as well. Historically, Delaware has been the jurisdiction of choice for grantors of trusts. For generations,

With the release of presidential candidate Pete Buttigieg’s Social Security plan, the Democratic Party’s stance on Social Security is clearer than ever. All four top tier presidential candidates — Buttigieg, Joe Biden, Bernie Sanders and Elizabeth Warren — favor expanding, not cutting, Social Security. Democrats’ support for Social Security expansion extends beyond the presidential campaign

First tower Guaita fortress in the city of San Marino of the Republic of San Marino in sunny day Getty In this low rate environment, it’s becoming increasingly difficult to find high-quality dividend paying stocks on sale, especially the companies that have the strongest competitive advantages. In the REIT sector, we pay very close attention

Getty There are, it will surprise no one, two sides to any story. Whether its private-sector multiemployer pensions or underfunded state and local public-sector pensions, some readers are adamant that benefits should be preserved because they were earned, fair and square, and others who insist, with greater or lesser degrees of sympathy for those affected,

A happy senior couple laughing having fun sailing at the wheel of a yacht or sail boat on a calm … [+] blue sea Getty Some of the stock market’s best dividend stocks are hiding in plain sight. But today, I’m going to introduce you to four long, longtime dividend-growing powerhouses that yield up to

©adrian_ilie825 – stock.adobe.com Lower-rated bonds are again an issue. Know the risks. When market conditions are as friendly as they have been for past decade, it is easy to lose sight of growing risks. One that I keep coming back to is the continued deterioration of the fabric of the global bond market. Whether it

Executive director of the Ain Dah Yung Center, Deb Foster, is joined by contributors at the ribbon … [+] cutting of Mino Oski Ain Dah Yung, an affordable housing development serving American Indian youth in St. Paul, Minn. Elle Moulin Launching and running a business is tough under any circumstances. Yet Native American entrepreneurs have

Calm senior mature couple relaxing on soft comfortable sofa having daytime nap together, carefree … [+] middle aged old family breathing fresh air enjoying no stress free peaceful weekend resting on couch Getty I’ve been getting worried emails from investors lately, and most are about one of two big fears: That a 2008-style market collapse

Share to facebook Share to twitter Share to linkedin Termination of Employment and layoff concept, Businessman holding Termination of Employment Form in… [+] paper brown envelope. photo credit: Getty Getty For employees, the end of the year doesn’t always ring in holiday cheer. For many employees, especially here in California where I’m based, longtime workforces

TOPSHOT – A sign written by protesters is seen at the Hong Kong Polytechnic University in the Hung … [+] Hom district in Hong Kong on November 22, 2019. – Hardline Hong Kong protesters held their ground on November 21 in a university besieged for days by police as the US passed a bill lauding

Getty The Roth IRA was designed for and is typically thought of as just a retirement account, however its many features make it the Swiss army knife of investment accounts. The tax advantages are well documented. When you invest in a Roth IRA, you fund it with money you have already paid taxes on (after-tax).

From the outside looking in, doctors seem to have an ideal profession to pursue financial independence, retire early (FIRE). After all, with those med degrees comes a huge paycheck. The assumption, of course, ignores a large, under appreciated expense. In order to earn the MD stripes, doctors, on average, accrue nearly $200,000 in debt. And

A University of Alabama cancer geneticist is taking his anti-aging research to the next level to effectively end age-related hair loss, wrinkled skin and reduced energy. And he hopes to have products on the market in 5 years. A new startup out of the University of Alabama at Birmingham (UAB), Yuva Biosciences, is essentially the

Share to facebook Share to twitter Share to linkedin Utilities are “the most underappreciated sector” in the market, according to T. Rowe Price. Robert Alexander/Getty Images Topline: While utilities have long been viewed as a safe investment for coupon-clippers, low-cost renewable energy like solar and wind power are quietly transforming the sector, resulting in strong

senior couple sorting finances Getty There’s nothing worse than watching your cash drain away in a downturn—especially if you’re near retirement and don’t have the time to bounce back. That’s why I’m hearing so much fear these days that 2020 could be another 2008. Luckily, there’s a simple way to protect your nest egg. It