Retirement

Source: Stock.Adobe.com If you are around 60 years old, you should read this You are not getting younger. None of us are. But your portfolio strategy may get old fast. Preventing that from happening may help you feel a lot younger. That starts with what I believe is the single biggest threat to retirement dreams

Share to facebook Share to twitter Share to linkedin Photocredit: © 2019 Bloomberg Finance LP © 2019 Bloomberg Finance LP The weekly price cycle of Bed, Bath and Beyond tops this week on the 13th. Seven of the last eight sell signals have been successful. August has been a bearish month for this stock, rising

In the previous article, we discussed how your retirement income style provides the personal context needed to help point you in the right direction regarding your retirement income approach. The Retirement Income Style Awareness™ (RISA) quantifies the decision-making factors you are implicitly using when you consider various retirement solutions. It then measures your style preferences

So far this year, tiny Shake Shack is beating mighty McDonald’s on Wall Street. The fast food company’s shares have gained 87.67% YTD, while McDonald’s shares have gained 22.11%. Both companies are beating the market average—see table. Company/Index Current Price Price Gain YTD Qtrly Revenue Growth Profit Margin Shake Shack $85.24 87.67% 31.30% 2.96% McDonald’s 216.13 22.11*

Nine weeks ago, our fellow income investors were concerned about rising tariff tensions and falling stock prices. (Sound familiar?) So, in late May, we discussed seven dividend payers (yielding 6% on average) that wouldn’t go down if stocks-at-large kept dropping. The broader markets soon reversed, as they usually do when pessimism is running high. But

There will be more 1,000 point down days. Getty When the stock market is tanking, you don’t have time to do any stock research. That’s why one scenario I discuss with all my managers is what they would do if the Dow dropped 1,000 points in one day. On Monday, our preparation paid off. We made some

Swelling numbers of Americans these days are working in retirement, taking part-time jobs and launching businesses. And retirees are increasingly staying in their homes rather than moving to retirement communities. They’re also, however, breaking the mold in a potentially worrisome direction: embracing debt. The median total consumer debt of households headed by someone 65 or

Having lost my father and brother in the last year, I know how hard it is to keep things together after a loss. When it comes to money when grieving, the difficulty is compounded, particularly if you haven’t prepared for money matters. I’ve long suggested that every family do some basics: 1) Everyone needs a

Early retirement is achievable for many. But you need to consider these three factors before walking away from work for good. Getty Who wouldn’t love the idea of being done with work before age 50 — or even by age 40 — and living their best life? For many people, the dream of retiring early

Couple Sitting On Couch Shocked At 401(k) Taxes Getty Many people overestimate how much money they have in their 401(k). This overestimation often has two components: how much they can use today and how much that balance buys them in future retirement income. 401(k) accounts are often seen as working like a checking or savings

Banknotes of Zimbabwe after hyperinflation Getty It’s easy-peasy, really. There’s a way to reduce the Illinois and Chicago pension liabilities by half, with no constitutional amendment required, no hard political truth-telling or compromises, no cuts at all. And considering that Chicago’s pensions are 23% funded, and Illinois’, 40%, this is not a minute too soon.

Great fund managers need flexibility to perform in down markets.  Getty Most mutual funds are required to be almost fully invested all of the time so there is not much their managers can do when the market hits an air pocket. I don’t tie my managers down like this. Tony Mitchell, my top tech manager, recently took advantage

Reset Retirement Podcast Retirement Equity Lab (ReLab) Are you tired of hearing the same old retirement advice that makes you feel worse about your own saving? So am I. That’s why I launched Reset Retirement, a new podcast by the Retirement Equity Lab (ReLab) that tells the real stories of retirement. We hear from people

ASSOCIATED PRESS Vietnam has a smart strategy to stop China from taking over the entire South China Sea,  teaming up with a power Beijing cannot afford to antagonize these days: Russia. China considers the South China Sea its own sea, and it has been doing whatever it takes to advance this mission. Like the building of artificial islands,

Don’t despair. Times like these are often when the best investors make their best buys.  Getty The best time to buy stocks is when they are down for reasons that have little to do with the company. This is one of those times. When lots of big orders to sell hit the market stock prices can

Building wealth doesn’t have to be difficult. Setting up some simple systems takes away the mystery and makes wealth building a foolproof process. Getty Most of us want to build wealth in a way that allows us to live comfortably in the future. However, it can feel like a daunting task. Where does one start?

Older Workers Often Need To Work To Offset Low Savings Moment Editorial/Getty Images The labor market is slowing. The trade wars are taking their toll on business investment, on economic growth and on hiring. Policymakers at the Fed are worried enough about the economy to cut their key interest rate for the first time in

Several years ago, my wife and I attended a “preparing for retirement” seminar. After the session, my wife turned to me and asked, “how do dumb people retire?” I was caught off-guard by what appeared to be an elitist comment. She quickly clarified that she was frustrated by the sheer complexity and agonizing decision-making process

When planning for the transfer of your wealth, the options available to you and your family can at times feel overwhelming. How do you choose the solution that best fits your circumstances and your family’s needs? Fortunately, there are a number of strategies that can help preserve your assets, facilitate the transfer of wealth and

Share to facebook Share to twitter Share to linkedin Photocredit: ASSOCIATED PRESS The S&P monthly cycle is hitting a high and the S&P 500 has followed the cycle down. The low will likely be in the last week of the month. The monthly S&P cycle is presented below. S&P 500 Monthly Cycle Cycles point down