Retirement

Social Security may be one of your largest assets. What and when you collect will make a huge difference to your lifetime benefits. Today’s column addresses whether Social Security benefits can increase even without continued income, filing a restricted application, potential ramifications of filing at 62 for divorced spousal benefits, benefit eligibility after remarriage and

By Lisa Fields, Next Avenue Contributor If you’re passionate about helping children, there are many opportunities to do it in retirement. Spending time around young people can also make you feel younger and purpose-driven. Take a look at how the three people below are getting creative and creating meaningful retirements by assisting kids. Lorraine Miller: PTA

Henry Fernandez, chairman and chief executive officer of MSCI Inc. MSCI provides investment decision support tools to investment institutions worldwide.  © 2018 Bloomberg Finance LP With the market hitting new all-time highs, it’s difficult to be anything other than bullish. But stocks are not as cheap as they were at the start of the year

Best Performance Trophy Award Top Performer 3d Illustration Getty Passive always beats active, right? There aren’t any good actively managed funds to invest in — that’s what everyone says. Take a look at this report showing that nine of the top 10 performing funds this year through June 30, 2019, were actively managed. In fact,

Water Pepsi Getty PepsiCo, Inc. is beating the Coca-Cola Company on Wall Street. PepsiCo’s shares have gained 19.45% for the last twelve months and 49.20% for the last five years, compared to 15.75% and 22.13% for Coca-Cola. But both companies have underperformed the overall market—see table 1. Table 1 Pepsi’s Shares Outperform Coke’s On Wall

What’s better than a portfolio that will pay you a $117,000 salary every year in retirement? How about one that delivers a consistent paycheck each and every month that you can plan all of your regular expenses around? I’ll show you how, via with three already-diversified high-yield monthly dividend stocks. But first, let me show

Once again, stories are circulating on the Internet that working longer can cause you to die sooner, while retiring early might enable you to extend your lifespan by many years. This post quotes an urban legend study that just won’t die: Supposedly Boeing and Lockheed Martin employees who retired at age 65 only lived for

French President Emmanuel Macron. France is imposing a new digital tax targeting Google, Apple, Facebook and Amazon.  © 2019 Bloomberg Finance LP France just imposed a 3% tax on the French revenues of Google, Apple, Facebook and Amazon. But these companies are not going to be any less profitable because of the tax. If Google, Apple, Facebook or Amazon

Hopefully, when and how you take your Social Security benefits is not driven solely on emotion. I often hear people say they are taking benefits as early as they can because they earned them, and Social Security is going broke. While those statements may be true, it should not be the sole input into your

My wife is getting nervous about the stock market. It’s been more than a decade since the market tanked in 2008-2009. With Federal Reserve Chairman Jerome Powell saying recently that “uncertainties around trade tensions and concerns about the strength of the global economy continue to weigh on the U.S. economic outlook,” is it time to pull

Photographer: Atul Loke/Bloomberg © 2018 Bloomberg Finance LP China has been on an investment spree in recent years, at home and abroad. At home, investment has been one of the engines that, together with exports, have fueled its robust growth. Abroad, investments have served China’s ambitions to control the South China Sea and secure a

Remember that commercial where everyone walking around had a big, huge, seven- or eight-digit number hovering over their head? That was their retirement number. They needed to save that much money to retire in comfort. How many saw that million dollar plus target and instantly gave up? It’s like when you first set out on

Watching the U.S. Women’s Soccer Team (or as it should be simply known henceforth, “The U.S. Soccer Team”) on its march to World Cup victory was riveting. The games were entertaining, the goals exhilarating, and the players exceptional. But the team’s remarkable fourth World Cup title also reveals an undercurrent of inequality, one that is

Share to facebook Share to twitter Share to linkedin How did the adult son of a wealthy but secretive 85 year old father get his dad to finally reveal important information about his assets? It wasn’t easy. Many adult children have an elder who thinks he’s fine and doesn’t need any help. Even if the

A friend called me up scared. They’ve spent the past 20 years working to pay off student loans, buy a house, raise a family, and so saving for retirement wasn’t a priority. “Where do I start?” It was a good reminder: it’s easy to forget how confusing and daunting investing is when you’re getting started.

For the right business owner, a defined benefit plan can be the path to retiring very comfortably. The problem is that far too few business owners are aware of the tax and retirement benefits associated with a defined benefit plan. According to CNN Money, the number of businesses that have defined benefit plans is just 4%,

“So,” concludes Elaine, “you understand how my Peterman stock options are gonna work?” While George (naturally) feels only wrathful envy that she makes more than he does, it is a very good question. Before you exercise stock options and do any financial planning with them, you need to understand which type of options you have and

The Individual Retirement Account (IRA) is a great tax vehicle allowing an immediate deduction and tax-deferred growth or in its deferred gratification Roth form tax-free growth.  But that’s not all.  The IRA can also be an asset protection vehicle – bankruptcy remote.  The details vary from state to state as is shown in this chart (it

We all want our children to be successful in the future, and there are creative and tax-efficient ways to help them from the time they are born. Getty When you have a baby, it’s hard to imagine that baby retiring from a 40-year career. But it’ll happen. If you’ve already figured out your retirement plan

Where are the customers’ yachts?   Getty If you invested as little as $200 a month in the stock market for the last 40 years, you should be a millionaire today. If you made the investments, but are not a millionaire, here’s what has likely gone wrong and how to fix it. While researching my list