Retirement

What are the options for retirees to secure health insurance if they retire before they become eligible for Medicare? Getty Retiring early is very difficult, but it can be within reach, especially for diligent savers with low expenses, individuals with a strong pension, and high-earning executives with substantial assets. Figuring out when you can retire

Is it time to tariff-proof our dividends (again)? A couple months into the U.S.-China trade tensions, I said the key was to buy dividend-growth stocks: “Payout growth like that is proven to throw an updraft under share prices when the markets get skittish due to any kind of worry: trade spats, terrorist attacks, wars—you name

The latest annual report from the Trustees of Medicare and Social Security sparked a lot of discussion, but many of the conclusions people made are wrong. Every year the trustees of Social Security issue a report to Congress and the public on the financial status of the program and its trust funds. You can find

Senator Ron Wyden, left, a Democrat from Oregon and ranking member of the Senate Finance Committee, speaks with Senator Orrin Hatch, a Republican from Utah and chairman of the Senate Finance Committee. Sen. Wyden introduced a bill that would allow employers to make matching contributions to retirement plans on the student loan payments made by

The China trade drama is not over.  Getty Now that President Trump’s China trade drama has caused another dip, readers are asking if this is a good time to invest? The best time to buy stocks is when they are down for reasons that have little to do with the company, and this is one

The Caveman is evolving. You wouldn’t know it to look at him out of makeup, but this comedic performer, writer and producer got his first break playing the ever-famous, metrosexual cavemen that somehow eluded extinction while developing a taste for racquet ball and “duck with mango salsa,” and was insulted by GEICO’s ad tagline, “So easy,

United states of America flag and flag on white background. USA and China trade tariff war concept. Getty China is threatening to take the trade war to the next stage: cut off rare earth metal supplies to US technology and defense industries. That’s according to a couple of Globaltimes editorials.” US faces squeeze on rare

How well do American save? It seems the alarm bells are being incessantly sounded:  Americans are not saving enough, and not only do they not have enough saved for retirement, they’re up to their eyeballs in debt and they’re getting suckered into payday loans. We heard plenty of alarm bells in May of last year,

Share to facebook Share to twitter Share to linkedin Photocredit: © 2019 Bloomberg Finance LP © 2019 Bloomberg Finance LP The U.S. dollar is likely to hit a new high. The dollar DXY index broke through the 97.7 resistance in late April and projected 100 on the upside. However, the weekly price cycle then turned

The biggest healthcare players have aging populations and heightened middle-class demand on their side as they just get bigger still. They’re tapping into this growth environment: Global health care expenditures are expected to continue to rise as spending is projected to increase at an annual rate of 5.4 percent between 2017-2022, from USD $7.724 trillion to USD

A new California company has created what it says is a revolutionary way to let dementia patients continue to love and be loved by a pet without the demands of every day care. Taking care a pet can be difficult if not impossible for seniors who suffer from Alzheimer’s disease and other forms of dementia,

Zombieload attacks Intel processors but leaves AMD alone. Getty AMD ran up 69% last year. Can it do it again? Tony Mitchell, who has outperformed all U.S. equity mutual funds for the last 10 and 15 years, first told us to buy AMD in January 2018 and made it his top pick for 2019. History

Americans have a problem with retirement confidence. The problem is that they’re too confident about their retirement finances. More retired Americans than ever are confident they will be able to live comfortably in retirement, but many of them could be fooling themselves. The percentage of retirees who are confident they’ll be able to live comfortably

Congress is on the verge of passing legislation that could lead to millions of small business employees get workplace retirement savings plans for the first time, two key Senators said Photo credit: Associated Press Congress is ready to boost the access for millions of small business employees to workplace savings plans, two key Senators said today.

Public pensions,at risk, need your help. Getty A network of financial advisers capable of responding to growing concerns of workers participating in our nation’s largely underfunded public pensions is needed—immediately. With nearly 80 million Baby Boomers retired, or on the verge of retiring, news that the overwhelming majority of this population is unprepared financially for

rear view of puzzled man scratching his head against concrete wall filled with question marks Getty I’ve written before that media coverage of retirement issues often, well, stinks. There’s too many click-seeking headlines and not enough deep dives into what’s really going on with retirement savings (which is surprisingly positive). Too many reporters run single-source

Layton, Florida, United States – August 14, 2018: View of the United States Post Office sign by the Overseas Highway in Layton, Florida Keys – United States Getty Here’s the background: In the context of the Bernie Sanders/Alexandria Ocasio-Cortez proposal for a cap on interest rates of 15% that garnered attention over the weekend, that

We’ve all heard the saying, “Hope for the best, but prepare for the worst.” Unless you’re a total risk seeker, you may apply this proverb to your daily life. Maybe you wear your seatbelt, own health insurance, or carry an umbrella with you, even when it’s not raining. Though most of us engage in these

Did the latest tariff tiff set the stage for the next pullback in stocks? Will this bull market actually die of old age? The macro picture is dicey and stock valuations are pricey, but we must stay invested. The stock market goes up about two-thirds of the time. Permabears miss out on compounding and it’s

By Bruce Horovitz, Next Avenue Contributor Now that college graduation season is here, parents and their young adult kids are coming face-to-face with the key post-graduation financial question that will impact them for years: Who pays for what after the college degree? That’s really a bunch of questions all rolled into one: Is it reasonable to