Retirement

Share to facebook Share to twitter Share to linkedin Photocredit: Getty Getty The last (March 17) posting regarding the oil price indicated that there would be a high in late April. Black gold is at a high in the last week of April according to cycles-based research. The first graphic below shows that oil is
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Nobel Prize-winning economist Richard Thaler made a splash on Thursday at the Brookings Institution, slamming 401(k)s and promoting Social Security. It was a bit surprising given Thaler’s conservative bent. He proposed that the Social Security Administration should get into the annuity business by allowing retirees to direct some of their retirement savings toward their Social Security balances to
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There’s long been a group in Congress determined to end the Stretch IRA, and this year they might have their way. The Stretch IRA is not a particular type of IRA comparable to a Roth IRA or SEP IRA. Instead, a Stretch IRA is a group of strategies applied to a traditional IRA or Roth
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Researchers at Tel Aviv University (TAU) in Israel reported this week that they have “printed” the world’s first 3D vascularized engineered heart using a patient’s own cells and biological materials. Their findings were published on April 15 in a study in Advanced Science. Image of the 3-D vascularized engineered heart printed in the TAU laboratory.
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Share to facebook Share to twitter Share to linkedin In 1935 when the Social Security Act was passed, the retirement age was established at 65. The government wasn’t too concerned about payouts to retirees because the average life expectancy was 61 years! But now the average life expectancy has increased to an average of 78.6
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By Katherine S. Newman, Next Avenue Contributor (In her blistering new book, Downhill From Here: Retirement Insecurity in the Age of Inequality, sociologist Katherine S. Newman paints a bleak picture of the state of retirement in America. The book comes from two years of analysis and 300 interviews her colleague Rebecca Hayes did, criss-crossing the
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Differences Between Tenure Payments and Income Annuities The tenure option behaves similarly to an income annuity, though they are not the same. Retirement Researcher When comparing different strategies for coordinating home equity with portfolio distributions to generate retirement income, the tenure option fares well. As a way to fund retirement efficiency improvements, using the tenure-payment
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Rich Karlgaard, the Silicon Valley-based publisher and futurist at Forbes Media and author of the fascinating new book Late Bloomers: The Power of Patience in a World Obsessed With Early Achievement, has had an enormously successful career. But things didn’t start out so well for this archetypal late bloomer. That’s one reason he wrote the
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As researchers at the National Institutes of Health (NIH) begin clinical trials on a “universal” flu vaccine this month, older adults are reminded that immunizations aren’t just for children anymore. The NIH has begun its first-in-human clinical trial of a flu vaccine that they hope will teach the body’s immune system to fight multiple types
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Sens. Kirsten Gillibrand, D-N.Y., Bernie Sanders, I-Vt., left, and Jeff Merkley, D-Ore., conduct an event to introduce the ‘Medicare for All Act of 2019’ in Dirksen Building on Wednesday, April 10, 2019. Getty Whenever “Medicare For All” hits the headlines, healthcare stocks hit an air pocket. With Sen. Bernie Sanders now leading the field of
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Wealth is a crucial tool for middle-class families to handle financial emergencies and to get ahead, for instance, to pay for their children’s education. But heavily concentrated wealth creates a plutocracy that influences policy and hollows out America’s middle class. Wealth has indeed become increasingly concentrated as a new American class of multimillionaires and billionaires
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What should you do when a favorite stock goes the wrong way? Getty Eli Lilly is down 2.8% since Wayne Himelsein, my top quant manager, last recommended it. All investors, even the great ones often find that the market does not quickly come around to their way of thinking after they buy a stock. Developing a consistent
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Share to facebook Share to twitter Share to linkedin Photocredit: ASSOCIATED PRESS The S&P 500 is likely to decline as this week begins so we seek short selling candidates. The S&P gapped up on Friday and is close to a new high. Friday was a projected turning point. I would go with the direction of
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