Despite the hefty price tag, there’s a piece of good news about retirees’ health-care costs: They aren’t rising as quickly as they were even a few years ago. A healthy male-female couple retiring at age 65 in 2019 can expect to spend $285,000 on health-care expenses in retirement, according to Fidelity Investments’ annual analysis, released
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Workers saving for retirement in 401(k) accounts and Individual Retirement Accounts (IRAs) face several risks. Among other challenges, they may pick the wrong investments such as stocks in companies that don’t invest for the long-term and thus do not generate the long-term returns that savers need for a safe retirement. Those saving for retirement after
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Bank fraud is an important part of banks’ operational risk exposures. Getty As a globally systemically important bank, Deutsche Bank’s risk management capabilities should matter not only in Germany and the United States, but in any country where Deutsche Bank has legal entities.  Bloomberg’s Tim O’Brien and the New York Times’ David Enrich have recently
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Real estate business, residential rental and investment. Businessman handover keys, with city at night backgrounds Getty Mortgage rates just hit the “undo” button. Already this year rates have reversed almost all of the increases that they saw in 2018. This has led to an increase in buying power for home shoppers, which is proving helpful
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U.S. government debt prices were higher Tuesday, following the release of solid manufacturing data in the U.S. and China. The yield on the benchmark 10-year Treasury note fell to 2.476 percent, while the yield on the 30-year Treasury bond dipped to 2.876 percent. Bond yields move inversely to prices. Market players digested strong manufacturing data
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Economic and demographic shifts are making life insurance and annuities more attractive options for fixed income, financial advisors say. “In a typical 60/40 portfolio, because bond returns are at a 50-year low, I’m seeing people moving funds from bonds to either life insurance or income annuities as a substitute,” said Tom Hegna, an insurance industry
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Genworth, once the largest seller of long-term care insurance policies, has announced that it has stopped selling individual stand-alone coverage, as well as immediate annuities, through brokers and agents. Company officials say the decision is temporary, but for now it will sell only through direct-to-consumer channels or through employers or affinity groups–currently a very small
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Introduction One of my most important jobs, as Chief Market Strategist of Asbury Research and Asbury Investment Management (AIM), is to constantly evaluate and re-evaluate the current level of risk in the stock market — because it’s always changing.  One of the ways I do this is by closely tracking a short list of my
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